Resolutions, Responsibility, Rewards – Podcast

We have made it through to the second week of 2015! How have you been doing with your resolution to become a healthier you?

Today I want to talk about

  • The choice to become healthier
  • Taking responsibility for the past
  • Rewarding yourself

The choice to become healthier

I had made the choice to lose weight and start living a healthier lifestyle, and one of the things that really got the weight loss kicked into high gear was to become financially fit. My husband an I were big on using credit cards. When we decided to cut them up and pay them off, that was when we really started to look at the credit card statements to see where we were spending the money.

How many of you, go by that running total in your head that you try to keep each month on how much you are charging?
We did that. You know what, it doesn’t work. We were shocked at how much we were spending on eating out!! We had a terrible habit of spending money on something that we had no physical, tangible, thing to show for it except a growing waistline and an unhealthy report from the doctor.

Choose to become financially fit
After taking stock and looking at ourselves in the mirror we got on Dave Ramsey’s baby step program for paying down our debt and the weight really started to come off. I have been an avid listener to Dave Ramsey radio show and I kept hearing people telling Dave when they would call in to give their “debt free scream” that they had also lost 50, 60, and 70 pounds. If they were married, both the husband and the wife lost weight.

I believe there is a direct correlation to being on a budget, getting your debt paid off and saving for retirement and losing weight, becoming physically fit and living a healthy lifestyle. When you are on a strict budget you are budgeting for your groceries among the rest of the things that you need for the month.

We got on the plan of looking at what the food cost in dollars and what it would cost us in our goal of losing weight. We became a couple that shopped together and we really did only buy 99% of our food on the perimeter of the store.

How much the food cost in money?  Looking at the ingredients and how many servings you are purchasing in pre-packaged food vs buying the items fresh and cooking the food.  The food tastes better and you can make more or less of it.
How much the food cost in weight? I got into the habit of asking myself how much more exercising is a certain food item going to cost me. I was already working out 2 hours a day, did I want to have to do more? No!

The first 10 pounds fell off after we decided to not eat at a restaurant anymore. The money that we were spending was now being used to pay off debt and I had budgeted in money for healthy activities instead, such as hiking, biking, and kayaking.

If you need to get your finances in order then I want to recommend Dave Ramsey. His program is easy to follow
He is on the radio or you can listen to his podcast so you can be inspired by others who have the same money problems you do
He has very interesting books to read and to listen to help you on your journey.
www.daveramsey.com

Taking Responsibility
Any journey that you take in life that is causing you and me to change starts with you and me taking responsibility for the steps that have brought us to this stage in life.
I want to encourage you to read Andy Andrews book or listen to the audio book, “The Traveler’s Gift.”

Andy Andrews is one of the most engaging authors and speakers that I have come to admire. His book “The Traveler’s Gift” is so interesting and the story really comes alive.

The seven decisions that determine personal success are laid out so that the character, David Ponder, learns what the decisions are and we are taught how to apply them to our lives. I followed this book for a year and it really helped me in my journey to physical and financial fitness and I want to share it with you.

There are many points to this first decision to determine your personal success, so I think I’m going to work on this one with you for a few weeks. Here is the breakdown, and I want to see what resonates with you.

The buck stops here.
It’s that easy. We need to accept responsibility for our past decisions that brought us to this point. Let’s face it, we are responsible for our success.

I am where I am today – mentally, physically, spiritually, emotionally, and financially, because of how I think. My thinking is going to be constructive not destructive.

How do you start?
By seeking the associations of those who are working and striving to bring about positive changes in the world. If you are running with the chickens and you want to soar with eagles, go find the eagles. If you want to lose weight and have a healthier lifestyle, find a people who are of the same mind. You can’t afford to hang around with people who are down in the dumps all the time.

Do not seek comfort by associating with those who have decided to be comfortable. This says to me that you make the decision to not be mediocre or average. You want to be above average. Start filling your mind with the wisdom of others that have accomplished their goals and are always setting new ones.
Podcasts and audio books are great for this. Whatever you are interested in, there is someone out there that shares the same interest and can get you fired up about it.

These are some examples of who I listen too:
Dave Ramsey
Leslie Sansone
John Lee Dumas
Michael Hyatt
Seth Godin
Chris LoCurto
Andy Andrews
Dan Miller

I find that if I am filling my mind with the positive messages and teachings that people like these have to share, there isn’t time for me to dwell on the past. I begin to think and change what will be come of me and my future.

I am going to continue looking at this first step in the seven steps to determining personal success by Andy Andrews.
I want you to think about the stinking thinking that is holding you back. Go to your local library and see what books they have on the shelves that are written by authors that are where you want to be. Choose your topic and then find the podcast that will get you fired up.

I love this Bible verse it sums up this topic in my podcast today:
Romans 12:2 Don’t copy the behavior and customs of this world, but let God transform you into a new person by changing the way you think. Then you will learn to know God’s will for you, which is good and pleasing and perfect. – New Living Translation

Rewards
This is one of my favorite topics when it comes to losing weight: rewarding yourself. Have you ever noticed that in our society we reward ourselves with food. Birthdays, anniversaries, promotions, good grades, a team win, the sale of a house, the birth of a baby, and yes we reward ourselves with food when we lose a few pounds.

Here is a change that you can make and it should be very easy.
Don’t reward yourself with food when you have lost a few pounds. Don’t reward yourself with food when you have got back into a pair of smaller jeans. Don’t reward yourself with food when the buttons on your shirt are not longer stretching at your girth.
Stop it!!!!

A New List of Rewards
When you lose weight and you want to reward yourself think of these things as a food replacement and be sure to put your rewards in your budget:

  • Pretty new dishes so your food looks beautiful and appetizing. It doesn’t have to be a full set, just a couple of plates, glasses or bowls.
  • A new scarf to dress up and outfit
  • A new set of dumbbells to help you in your weightlifting
  • New shoes for walking or hiking
  • Pedometer
  • Bubble bath or perfume
  • Pots and pans
  • Apron for cooking
  • Candles
  • Golf clubs
  • Softballs, baseballs, footballs, soccer balls

Conclusion
You get the idea. Don’t reward yourself with something that is going to bring back the old behaviors.

The clock on the wall is telling me its time to end this podcast. I hope I have given you some positive things to think on.

  • Get on a budget
  • Take responsibility for your past and be responsible for your success
  • Reward yourself with nice things that don’t involve eating.
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